Debt consolidation is one of the most effective ways to effectively manage debt. It can greatly improve your debt-to-income ratio and help you get back on your feet. You will have more money in your pocket and less debt to worry about, and while your options are a little more limited if you have bad […]
How to Get Debt Consolidation Loans When You Have Bad Credit is a post from Pocket Your Dollars.
Nobody’s perfect with their money. We all slip up. These are the biggest blunders 20-somethings make â and how they can redeem themselves.
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Credit card issuersÂ have consumers right where they want them, lending money at high-interest ratesÂ and earning money from many different fees. Even reward cards benefit the issuers, because all the additionalÂ perksÂ and rewards they provide are covered by the increased merchant fees, which essentially means theÂ credit card companyÂ offers you extra money to incentivize you to spend, and […]
What is Credit Card Churning? Dangers and Benefits is a post from Pocket Your Dollars.
Perhaps counterintuitively, consumer credit card debt has fallen since the beginning of the COVID-19 crisis. Federal reserve data shows that the total amount of revolving consumer credit, which primarily consists of credit cards charges, fell below one trillion in April … Continue reading →
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