Refinancing your student loans can make good financial sense, and thatâs especially true if your current loans are stuck at a high-interest rate. With a new loan at a lower APR, you could save a bundle of money on interest each month and ultimately pay your student debt off faster. Consolidating several loans into one […]
The post The Best Student Loan Companies For Refinancing appeared first on Good Financial CentsÂ®.
Credit cardÂ billsÂ can be confusing. If everything was straightforward and clear,Â credit cardÂ debtÂ wouldn’t be such a big issue. But it’s not clear, and debt is a massive issue for millions of consumers.Â One of the most confusing aspects is theÂ minimum payment, with few consumers understanding how this works, how much damage (if any) it does to theirÂ credit […]
Does Paying the Minimum Hurt Your Credit Score is a post from Pocket Your Dollars.
If youâre serious about your credit score, you need to pay your bills on time. One late payment can have a devastating effect on your credit score. Hereâs what you need to know about late payments and your credit score, and what you can do to protect yourself. How Late Payments Affect Credit Scores Your… Read More
The post How Much Does One Late Payment Affect Credit Scores? appeared first on Credit.com.
Did you know that more than 500,000 Americans declare bankruptcy each year? While unfortunate, itâs helpful to know that you are not alone when it comes to dealing with bankruptcy. Even after your bankruptcy is…
The post How Long Does Bankruptcy Stay on Your Credit Report? (And How to Get It Removed Early) appeared first on Crediful.
When it comes to excuses consumers give for their poor credit scores, banks and lenders have heard it all.Â Maybe you lost your job and couldnât pay your student loan payment for a few months.Â Or perhaps you thought youâd gotten a deferment but were too busy job hunting to find out for sure.Â Maybe you […]
Even if you’re not the most organized person, you should have a plan for building a good credit score.Â The good news is building credit isn’t complicated â you just need to know a few things to get started. Know What You’re Dealing With If you don’t know what’s broken, you’re going to struggle to… Read More
The post The Smart Way to Rebuild Credit appeared first on Credit.com.
Buying a car is almost a rite of passage. Making that first car purchase, negotiating with the seller, and arranging financing (if you need an auto loan) all require a certain amount of savvy. And, once you successfully achieve the car-buying milestone, another signpost looms in the distance: Refinancing. Whether youâre getting an auto loan… Read More
The post A Millennial’s Guide to Getting Your First Car Loan appeared first on Credit.com.
Debt comes in all shapes and sizes. You can owe money to utility companies, banks, credit card providers, and the government. Thereâs student loan debt, credit card debt, mortgage debt, and much more. But what are the official categories of debt and how do the payoff strategies for these debts differ? Categories of Debt Debt […]
Different Types of Debt is a post from Pocket Your Dollars.